Kitchen remodeling
Bathroom remodeling
Home additions & ADU
Roofing
Windows & doors
Driveway & pavers
FenceFree written scope consultation - allowances, timeline, and change-order rules on paper before a single trade is scheduled
Fast, Reliable General Contractor Across Rancho Santa Margarita
Most full-scope remodels in Rancho Santa Margarita take 6 to 14 weeks, and the single biggest variable is how early HOA architectural review gets filed. That’s the part that trips up owners who haven’t remodeled here before. We’re Polaris Contractors, led by Rick Sondermann, and our General Contractor team handles everything from kitchens and baths to roofing, windows, and ADU additions under one accountable contract. If you’re planning work anywhere in the 92688, call us at (855) 473-6535 and we’ll walk you through the approval sequence before you spend a dollar on materials.
Why Polaris Contractors Is Rancho Santa Margarita’s Preferred General Contractor Company
Rancho Santa Margarita isn’t like Mission Viejo or Lake Forest, where housing stock spans five decades. This city was master-planned and built out almost entirely between the mid-1980s and late 1990s by the Santa Margarita Company. That means the homes we walk into share a common DNA: Mediterranean and Spanish-revival stucco on wood frame, original builder-grade cabinets, single-pane sliders, and roofs hitting the 25-to-35-year mark all at once. We know what we’ll find before we open the first wall, and that predictability lets us price work honestly from day one.
What homeowners here tell us they want is one team that owns the whole job, not three separate contractors who point fingers when something goes sideways. Our full-scope model means the same crew that pulls the permit and frames the addition also specs the James Hardie siding and sets the Cambria countertop. Rick has built Polaris around a simple idea: your project, managed start to finish. That’s why local review after local review mentions the same thing: clear communication during the approval phase, and work that gets closed out on schedule.
Styles & brands we work with







Construction Company in Rancho Santa Margarita
A Construction Company in Rancho Santa Margarita takes on structural work, interior gut-and-rebuilds, room additions, garage conversions, and full envelope upgrades, and the permitting path here almost always runs through SAMLARC before the city will even look at your plans. We file the architectural submittal first, get the committee letter, then pull city permits. It adds a step most contractors in neighboring cities don’t deal with, and skipping it stalls a project mid-demo. We don’t skip it.
Structural and envelope work
Homes near the Rancho Santa Margarita Lake and along Antonio Parkway were framed in the 1980s and 90s, and the wood has been through thirty summers of Santa Ana heat. Before we add a dormer or knock out a bearing wall, we check joist spans, shear panels, and foundation anchors against current code. A load check on an original framing package is not optional here.
What it costs
A home addition in Rancho Santa Margarita typically runs $45,000 to $130,000. A garage conversion lands between $30,000 and $80,000. These are working ranges for this market, and we put them in writing before any work starts.
Remodeling Contractor in Rancho Santa Margarita
A Remodeling Contractor in Rancho Santa Margarita deals with the same original 1990s tract systems on nearly every job: KraftMaid-or-lower cabinets, Formica counters, fiberglass tub surrounds, and double-pane windows that have lost their argon. We replace them with materials spec’d to the brand’s standard and installed to ours. From the roof down to the pavers, it’s one contract and one schedule.
Kitchen and bath scope
A full kitchen remodel here ranges from $14,000 to $45,000 depending on whether we’re keeping the existing footprint or moving plumbing. Bathroom remodels run $9,000 to $28,000. When we open a 1990s kitchen in the Trabuco Highlands area, we almost always find water intrusion behind the sink base and subfloor softening under the fridge. We plan for that in the estimate instead of surprising you with it later.
Exterior and hardscape scope
We also handle the outside: paver driveways at $7,000 to $18,000, patios at $3,500 to $11,000, and vinyl or aluminum fencing from $3,500 to $10,000. The SAMLARC palette matters here. Colors that pass in Coto de Caza often get bounced back in Rancho Santa Margarita, so we submittal the exact material and finish before ordering anything.
Trusted Brands We Service in Rancho Santa Margarita
We carry and install brands that hold up in this climate: James Hardie siding and trim, Wellborn and KraftMaid cabinetry, and Tuff Shed structures for backyard storage and ADU-adjacent builds. Because we spec these lines across dozens of Rancho Santa Margarita jobs every year, we know which profiles and finishes SAMLARC tends to approve without revision. That saves weeks. We keep sample boards in the truck and can walk you through the options at your kitchen table in the 92688.
See the difference
Before
After
Before
After
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AfterCommon General Contractor Problems We See in Rancho Santa Margarita Homes
- HOA submittals filed after the city permit. The city can’t issue a permit until SAMLARC signs off, so a contractor who files in the wrong order leaves you with a half-finished exterior and a committee asking for revisions mid-project. We sequence HOA first, always.
- Aging stucco and window envelopes. Thirty years of Santa Ana wind and foothill sun has cracked and faded the original Spanish-revival stucco on thousands of homes. We inspect the weather barrier before any exterior remodel so you’re not wrapping new siding over rot.
- Original subfloor and framing surprises. 1980s-90s tract construction used 2×4 framing and particleboard subfloor in wet areas. We open the floor with the expectation that some joists need sistering, and our line-item estimate covers that instead of burying it in a change order.
- Draw schedules with vague allowances. Homeowners here have been burned by contractors who put “allowance” next to cabinets, lighting, and tile, then bill the difference at the end. We write fixed line-item pricing after we’ve spec’d your actual selections, so the number we quote is the number you pay.
Pricing for General Contractor in Rancho Santa Margarita, CA
Here’s what full-scope work costs in Rancho Santa Margarita’s market right now:
| Project | Typical Range |
|---|---|
| Kitchen Remodel | $14,000 – $45,000 |
| Bathroom Remodel | $9,000 – $28,000 |
| Home Addition | $45,000 – $130,000 |
| ADU Construction | $90,000 – $220,000 |
| Garage Conversion | $30,000 – $80,000 |
What moves the number is scope, not surprises. A kitchen that stays within its original footprint costs less than one where we’re relocating the drain stack. A prefab ADU through our manufacturer partners runs toward the lower end. Call (855) 473-6535 for a free estimate and we’ll give you a written line-item quote specific to your 92688 address.
We Also Serve Cities Near Rancho Santa Margarita
Polaris Contractors serves the communities immediately around Rancho Santa Margarita, including Trabuco Canyon, Coto De Caza, Mission Viejo, and Foothill Ranch. Each has its own HOA and permitting quirks, and we file to the right board in the right order every time. If you’re just outside the 92688, call us and we’ll tell you which association governs your property.
Serving Rancho Santa Margarita, CA — Our Local Coverage Area
We’re based in the Rancho Santa Margarita area and know this community well. Use the map below to see our service coverage — if you’re nearby, we can almost certainly help.
FAQs About General Contractor in Rancho Santa Margarita
Yes, for nearly every exterior change and many interior structural changes. SAMLARC, the master association governing most of Rancho Santa Margarita, requires architectural review for patio covers, pergolas, paint colors, window profiles, fencing, and roof materials before the City of Rancho Santa Margarita will issue permits. We file the SAMLARC packet first, then pull the city permit once the committee letter comes back. Call (855) 473-6535 and we’ll tell you whether your specific project needs the extra review step.
Typically two to six weeks, depending on the committee calendar and whether your submittal gets bounced for revisions. SAMLARC review meetings happen on a fixed schedule, and a clean, complete submittal can clear in a single cycle. We’ve filed enough of them in the 92688 to know exactly what the committee wants to see, and that cuts the average wait down to the shorter end. Call (855) 473-6535 for a realistic timeline on your specific street.
The approved palette is Mediterranean and Spanish-revival: earth-tone stucco, clay or concrete tile roofs, wrought-iron accents, and warm wood or bronze window trim. Bright whites, cool grays, and contemporary flat profiles get flagged more often. We spec to that palette from the start, using brands like James Hardie for stucco-replacement siding and Wellborn or KraftMaid for interior cabinetry that fits the home’s era. Call (855) 473-6535 and we’ll review your submittal before it goes in.
Yes, and that’s how we prefer to work. We file the architectural submittal for your patio cover or pergola alongside your kitchen or bathroom permit package, so the whole project gets one committee review and one city inspection sequence. Spreading submittals across separate cycles is what stretches a six-week project into five months. Call (855) 473-6535 and we’ll package your scope into one clean submittal packet.
We sequence the work so the approval-dependent scope runs in parallel with the interior scope. On one kitchen and slider-window job in the Trabuco Highlands area of 92688, we filed the SAMLARC submittal for the window profile and trim color first, pulled city permits once the committee letter came back, and sequenced KraftMaid cabinet delivery and countertop templating so the room was never torn open while we waited. That’s the standard, not the exception. Call (855) 473-6535 to map your project’s schedule before we start swinging hammers.
Written by Rick Sondermann, Owner at Polaris Contractors, serving Rancho Santa Margarita since 2019.